Car Finance Platform

Finance Features

Multi-lender panel, instant decisions, FCA compliance tools, and commission tracking. Everything a UK finance broker needs.

Multi-Lender Panel

Access 45+ UK lenders from one platform. Compare rates, terms, and approval criteria side by side for every application.

  • 45+ lenders
  • Side-by-side comparison
  • Real-time rates
  • Approval likelihood scores

Instant Decisions

Most applications receive a decision in under 60 seconds. Soft search eligibility checks protect your customers' credit scores.

  • Sub-60-second decisions
  • Soft search first
  • Multi-lender waterfall
  • Fallback matching

Digital Applications

Fully digital application process from start to finish. E-signatures, document uploads, and instant identity verification.

  • E-signatures
  • ID verification
  • Document upload
  • Progress tracking

Compliance Tools

FCA-compliant workflows with full audit trails, affordability assessments, demands and needs statements, and responsible lending documentation.

  • FCA audit trails
  • Affordability checks
  • D&N statements
  • Regulatory reporting

Document Management

Secure storage for finance documents. Auto-generate agreements, compliance packs, settlement letters, and customer correspondence.

  • Auto-generation
  • Secure storage
  • Version control
  • Customer sharing

Commission Tracking

Track commissions per deal, per lender, per salesperson. Automated monthly statements, clawback monitoring, and reconciliation.

  • Per-deal tracking
  • Monthly statements
  • Clawback alerts
  • Auto reconciliation

Customer Portal

Self-service portal where customers track applications, upload documents, view agreements, and manage their finance accounts.

  • Application tracking
  • Document uploads
  • Agreement viewer
  • Payment history

Reporting & Analytics

Conversion rates, average deal values, lender performance, team productivity, and pipeline forecasting in one dashboard.

  • Conversion funnels
  • Lender scorecards
  • Team KPIs
  • Pipeline forecasting

Dealer Integration

White-label finance calculators and application forms for your dealer website. Customers never leave your brand.

  • Embeddable widgets
  • White-label forms
  • Custom branding
  • Lead attribution

Automated Follow-Ups

Trigger SMS and email follow-ups for incomplete applications, expiring quotes, renewal opportunities, and post-settlement reviews.

  • SMS automation
  • Email sequences
  • Expiry alerts
  • Review requests

Security & Encryption

Bank-grade 256-bit encryption, SOC 2 aligned infrastructure, GDPR compliance, and role-based access controls throughout.

  • 256-bit encryption
  • SOC 2 aligned
  • GDPR compliant
  • Role-based access

Payout Management

Track lender payouts from proposal to funded deal. Manage clawbacks, reconcile commission payments, and forecast revenue.

  • Payout tracking
  • Clawback management
  • Revenue forecasting
  • Bank reconciliation

How it works

Get started in three steps

1

Connect lenders

Link your lender panel. Set up products, commission rates, and underwriting criteria for each provider.

2

Submit & decide

Run applications across your panel, get instant decisions, and present options to customers in minutes.

3

Fund & track

Complete paperwork digitally, track payouts, monitor commissions, and ensure full compliance automatically.

Seamless Integrations

Connects with the tools you already use

45+ Lenders

Access the UK's widest lender panel for motor finance, including prime, near-prime, and sub-prime.

Stripe

Collect fees, deposits, and document charges with secure PCI-compliant processing.

Xero / Sage

Sync commission income, clawbacks, and client billing to your accounting platform.

Twilio

Automated SMS for application updates, document requests, and follow-up sequences.

See it in action

auto.ashdub.com/finance-app

Finance dashboard demo preview

Why choose ashdub?

See how we compare to other finance platforms

Feature
ashdub
Others
45+ UK lender panel
Sub-60-second decisions
Soft search eligibility
Full FCA audit trails
Clawback monitoring
White-label dealer widgets
Automated follow-ups
Bank-grade encryption
“We went from processing 15 applications a day manually to over 60 with instant decisions. The compliance tools give us total confidence at FCA audit time, and the clawback monitoring has saved us thousands.”

Nathan Brooks

Managing Director, AutoFinance Solutions

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